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Andrea Hermitt

I have been a certified tightwad since I became pregnant with my first child and decided to find a way to stay home with him. I enjoy sharing my experiences in my journey back to financial health and planning for a future -- which will include sending 2 kids to college and early retirement.

Following are a few things to keep in mind the next time you think you want a tan, including the SAFEST ways to get a tan... if you must.

Want to save a fortune on health and beauty products? If so, then add this one product to your next shopping trip: coconut oil!